Budgeting - Finance Week | CadillacZak

October 11

October 11, 2011 in Family, Goals, Productivity, Revolution Church

Its FINANCE WEEK here on the blog. This past Sunday, I shared a message called ?Flip my Finances? as a part of our ?Flip My Life? message series.

Each day this week on the blog, you will find great financial tools, videos, etc to help you kick start the changes that you want to make when it comes to your money.

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I used to be scared of the ?B? word. But then I learned that a budget is really just a?PLAN. When you budget, you?re spending on paper and on purpose, before the month begins. Many people view a budget as a straight jacket that keeps them constrained. But that is just not true. A budget allows you to spend your money intentionally.

And best of all, when you do it and stick with it, you?ll actually experience more freedom than before. My family actually found more money once we got on our budget and stuck with it!

These tools are incredible and come from the man that straightened out my finances: Dave Ramsey.

First, I would encourage anyone out there that feels like they are losing with their money to take Dave?s 13 week ?Financial Peace University? course. This guy is the real deal. He has helped hundreds of thousands of people pay off their debt, live generously and invest wisely!

One of the first steps I shared on Sunday that we have to take in order to flip our finances is a seemingly simple task: MAKE A BUDGET. Here are some simple budgeting tools with instructions for you to download in PDF form.

• Here is a sample ?quickie budget? you can use. This is a great way to get a quick start! Or if you are a tech geek, you can use Dave?s new online tool here.
• Here is a sample ?monthly cash flow? plan. This is the one we run the finances with in our home.
• And last, if you have ?irregular income? then this one is for you. If your income varies greatly from month to month, don?t buy into the lie that you can?t budget. YOU CAN.

Here are some pointers once you get cracking on your budget:

• Give it three to four months to start working. It won?t be perfect the first time you do it.
• Spend every dime on paper before the month begins.
• Over-fund your groceries category. Most people underfund that category.
• If married, spouses need to do the budget together. The preacher said ?? and you are ONE.?

GO MAKE A BUDGET. GET TO FLIPPIN?!!!

I?ll see ya tomorrow!

Source: http://www.zakwhite.com/2011/10/budgeting-finance-week/

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